EXPERIENCE
We have experienced and skilled administrators that take tasks off your plate while keeping the regulators off your doorstep
Our Solutions
Leading Retirement Solutions provides retirement plan services for businesses. We recommend and implement retirement plan solutions that make it as easy as possible for emerging business owners to offer solid retirement planning solutions to their employees.
Our team of highly trained and credentialed professionals provide a variety of retirement plan services to our clients, including plan design, plan administration, and recordkeeping. Leading Retirement Solutions also provides tax sheltering and retirement savings solutions for business owners, investors and their family members.
Everything That Goes Into Your Custom Plan Design
At LRS we support 401(k), 403(b), Defined Benefit, SEP & SIMPLE IRAs, ESOPS, Church Plans, ROBS Plans, and 401(k) Plans for cannabis companies. Because we are independent we offer the widest choice of investments for you and your employees—some 24,000 mutual funds alone, plus alternative investments not typically available to small companies. Speaking of, over 50% of our clients have a non-traditional asset in their retirement plan including private stock, real estate, promissory notes, LLC units, agriculture & maritime rights, bitcoin and more.
HOW OUR SOLUTIONS STAND OUT
NON-TRADITIONAL
If you have questions about non-traditional investment opportunities, how they work, and associated costs, we have the answers
CUSTOM SOLUTIONS
We deliver custom solutions resulting in lower administrative costs, reduced administrative burden, and timely processing of transactions
PLAN ADMINISTRATION AT LRS
Once you decide which type of plan you'd like to establish at your company, you can also take advantage of our third party administration, compliance, government reporting, and IRS Form 5500 services.
Our secure online plan management portal for employers includes data exchange, access to plan and participant data, real time report generation, and investment performance reports.
In an effort to make sure you plan is always in compliance with DOL and IRS standards we provide annual discrimination testing, top heavy testing, contribution limit testing, and quarterly benefit statements transmitted directly to participants.
RECORDKEEPING AT LRS
Leading Retirement Solutions' recordkeeping team tracks deferrals, employer contributions, loans, distributions, investment returns, expenses, vesting levels and more!
We also offer preparation of participant communication including blackout notices, annual notices and fee disclosure, distribution processing for terminated participants, and loan processing!
UPDATE A RETIREMENT PLAN
Make sure your plan meets the ongoing needs of your organization.
ENHANCED PAYROLL CONTRIBUTION SERVICES
Is your process taking too much time? Are your payroll contribution files difficult to work with? Do you need help processing payroll contributions for your retirement plan? We provide enhanced and customized payroll services to reduce the time and effort you put into processing payroll contributions each pay period. Saving companies an average of 30 hours per year!
Premium Contribution Support
Payroll contribution processing working directly with your payroll provider or vendor! We handle everything needed from retrieving payroll contribution reports, to payroll/contribution data entry, to pulling contributions from your designated account. We even run compliance reviews of your consolidated payroll report vs your retirement plan employee census.
Large Payroll Relief
Payroll contribution processing from additional accounts, companies, units, or departments! Our base services process up to 26 payrolls from a single bank account. If you process payroll more frequently (e.g. weekly) or you process payroll for more than 1 entity, unit, or, division you will need to secure our Large Payroll Relief services.
Enhanced Calculations
If your payroll solution is not able to calculate company matching contributions each pay period, we can handle it! We’ll log into your payroll solution, download and retrieve payroll contribution reports, enter payroll and contribution information into contribution processing systems, pull contributions from your designated account, and do compliance reviews of your consolidated payroll report.
Just the Basics
If your payroll solution only provides payroll and contribution information in a locked PDF or similar format that makes it difficult to submit contribution information, we can set up customized payroll contribution files required for necessary data upload into our systems.
Insights
